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Living independently
Thrive on your own with practical tips for managing budgets, cooking, and creating a cozy home as a student living independently.
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Living independently as a student is an exciting milestone, but it can also feel overwhelming at first. From learning how to manage your finances to cooking your own meals, these new responsibilities can help you grow and develop valuable life skills.
This guide is here to support you every step of the way, with practical advice and tips for navigating independent life. Whether it’s making your money go further, whipping up quick meals, or sorting out the practicalities of adulting, you’ll find everything you need to thrive.
Eating well doesn’t have to be expensive or time-consuming. Whether you’re a complete beginner in the kitchen or just looking for quick and affordable recipes, this section has you covered. From shopping lists to meal prep tips, discover how to keep yourself fed and fuelled on a student budget.
Managing your finances is a key part of living independently. Learn how to budget effectively, find the best student discounts, and save money without missing out on the things you love. With the right money hacks, you can stretch your student loan further and avoid unnecessary stress.
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The practical side of student life often gets overlooked, but it’s important to be prepared. From registering with a doctor to understanding your tenancy rights, this section covers the essential information you need. With these tips, you’ll feel confident and ready to handle any challenges that come your way.
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Explained: How to split utility bills with your housemates
To register with a doctor, search for GP surgeries near your university or accommodation. Most surgeries allow you to register online or in person. You’ll need to provide proof of address and some form of ID, such as a passport or driving licence.
Students in England may need to pay for prescriptions unless they meet certain criteria, such as being under 19 and in full-time education or receiving income-based benefits. In Scotland, Wales, and Northern Ireland, prescriptions are free for everyone. You can also apply for a Prescription Prepayment Certificate (PPC) to save money if you need regular medication.
Update your address for essential documents like your bank, university records, and GP registration as soon as you move. Most services allow you to update your details online or through their mobile app. Don’t forget to inform the DVLA if you have a driving licence or vehicle.
If you lose your passport, report it to the issuing authority immediately and apply for a replacement. For lost student IDs or bank cards, contact your university or bank as soon as possible to get replacements. Always keep a digital copy or photocopy of your key documents as a backup.
Before signing a tenancy agreement, make sure you read it carefully to understand your rights and responsibilities. Look out for details about deposits, rent payments, and notice periods. If you’re unsure about anything, seek advice from your university’s accommodation office or a housing charity like Shelter.
Independence is a big step, but it’s also a chance to learn skills that will serve you for life. With a little preparation and a proactive mindset, you’ll feel confident and capable in no time.
Connor, Editor
Why Unifresher?
At Unifresher, we understand student life because our guides are written by students, for students. From nightlife and local advice to saving money and finding hidden gems, every article is designed to make your university experience unforgettable.
Featured student writers
Our content is for students, written by students.
Hi I’m Sophie! I’m a creative writing student currently studying in London. I love writing both fiction ranging from short stories to flash fiction and non-fiction consisting mainly of book reviews. In my spare time aside from writing fiction I'm usually head down into a book or two.
Top tip for students? You deserve to be exactly where you are and deserve to want more. Always be willing to take on opportunities that will help you move forward in your career.
Hi I'm Mia, a History & Sociology Student studying in Manchester. My current favourite hobby is taking photos of rave culture at events with my friends in the city, as an EDM music lover myself. I love to post my pictures on my personal blog and fall into wormholes on Pinterest. If I'm not with a camera in hand, I'm probably curled up with a cuppa creating another vision board collage.
Top tip for students? Don't let bad grades in your first year get you down too much. It is such a huge step up from the school system and everyone, even the overachievers (me) need time to adjust. Academic validation isn't everything, but you are capable of anything if you take it one step at a time!
Hi, I'm Rachel! I'm a student at the University of Exeter and I study French and International Relations. When I'm not doing my seminar prep, I'm either reading a good fiction book, listening to a pop culture podcast or on the New York Times website! I enjoy writing the articles and guides I wished I had when I first started university.
Top tip for students? Make use of your professors' office hours as much as you can!
Hi, I'm Aiden! I'm a student at the University of Manchester studying Medicine! I'm passionate about writing and sharing my experiences to try and keep students well-informed. When I'm not in lecture or at the library, you can find me spending time with my friends, hiking on a scenic trail in the Peak District or in my flat's common room writing with a snack in hand.
Top tip for students? Ask why and how, and link new material to things you already know; don't just commit things to memory. A deeper understanding will help you remember, apply, and perform better.
Hi I’m Thea! I'm an undergrad anthropology student at the SOAS. I love all things pop culture, going to concerts, journaling and reading romance books.
Top tip for students? Time management is key - waiting until the deadline to start your assignment will only make your life harder (trust me I would know).
I'm Lola, an English Literature student in Bangor University. I'm passionate about Wesh culture, and poetry.
Top tip for students? Always make sure you find a good study space! It'll help you get your work done easier.
Hiya! I'm Jessica and I'm studying English at Ulster University where I spend most of my days trying out the local coffee shops with a good book in hand. My course allows me to do the thing I love (reading) both inside and outside of the classroom!
Top tip for students? Get involved! This is a fantastic way to make friends as well as elevate your uni experience.
I’m currently an English and Classics student in Birmingham. I’m an avid reader, and I love everything from modern French classics to ancient Greek poetry. In my free time, I also like gaming, art, and listening to music with my trusty noise-cancelling headphones!
Top tip for students? Try as many new things as you can! It may seem intimidating, especially if you’re in a new place or on your own, but stepping outside your comfort zone can lead you to discover things you love.
Hi I'm Emily and I'm a journalism student currently studying at Sheffield Hallam University. I've been in love with writing since I was ten, back when all my stories involved vampires. These days, I love writing about the realities of student life - sharing honest experiences and perspectives to help others. I'm also a big fan of long walks, live music, and Wes Anderson films!
Top tip for students? It's okay to take your time - university might feel weird at first, but it will settle. Go at your own pace and prioritise your mental health.
Hi, I'm Tori! I'm a recent Business & Management graduate from UWE Bristol. I'm an avid concert attendee outside (and alongside...) my studies, with my favourite genre being K-pop! As I take my first steps into a professional career, I'm using writing to bridge the transition between full-time academic writing to a corporate lifestyle.
Top tip for students? Don't get complacent! University might seem to take a step back and seem more chill than college but it's never too early to prepare for things, and there aren't always times when you will be prompted to start, so stay vigilant, and stay ahead. Good luck!
Hi! I’m Bea, and I’m a master’s student, studying History at Durham University. When I’m not studying or writing, you can usually find me listening to music, trying new recipes, or getting involved with theatre at uni. I love all things arts and culture, and will get involved at any opportunity.
Top tip for students? Throw yourself into everything! If it interests you, give it a go - you never know where new opportunities will take you.